HVAC Costs — 2026 Price Guide
Heating, cooling, and ventilation systems
Heating and cooling systems are essential for comfort and represent significant operating costs. A new central AC system costs $5,000-$12,000, while furnace replacement runs $2,500-$7,000.
HVAC systems last 15-20 years with proper maintenance. High-efficiency systems (16+ SEER for AC, 95%+ AFUE for furnaces) cost more upfront but save $200-$500 annually on energy bills.
HVAC Projects
HVAC Cost FAQs
How much does a new HVAC system cost?
Complete HVAC replacement (AC + furnace) costs $10,000-$20,000 in 2026. AC only runs $5,000-$12,000. Furnace only costs $3,000-$8,000. Mini-splits cost $3,000-$15,000 depending on zones.
How long does HVAC equipment last?
AC units last 15-20 years. Furnaces last 15-25 years. Heat pumps last 15 years. Mini-splits last 20 years. Regular maintenance (annual tune-ups) extends equipment life 2-5 years.
Is a higher SEER rating worth it?
Higher SEER (efficiency) costs $1,000-$3,000 more but saves $100-$300/year on cooling. Worth it in hot climates or if staying 7+ years. 16-18 SEER is the sweet spot for most homeowners.
How often should HVAC be serviced?
Service HVAC systems annually: AC in spring, heating in fall. Maintenance costs $100-$200 per visit. Regular service prevents 95% of repairs, extends equipment life, and maintains efficiency.
Should I repair or replace my AC?
Repair if: unit is under 10 years old and repair costs less than 50% of replacement. Replace if: unit is 15+ years old, uses R-22 refrigerant, or repairs exceed 50% of new unit cost.